NayaPay app for iPhone and iPad

Welcome to NayaPay: The financial partner of choice for 1,000,000+ users.

One wallet for all your everyday payments. Send money, pay bills, chat with friends and
shop worldwide with a free Visa debit card.

Here’s why you’ll love NayaPay:

GET STARTED INSTANTLY
Download the app and set up your account right away - no wait, no fees. All you need is
your CNIC and a few minutes of your time. We’ll take care of the rest.

FREE MEANS FREE
Say goodbye to surprises (read: shocks) and unnecessary charges. No hidden fees, no
annual charges and no SMS surcharge to worry about. Enjoy a free Visa card,
seamless fee-free money transfers to one another and complete transparency about
your money.

GO INTERNATIONAL WITH VISA
You’ll get your FREE Visa Virtual debit card on your phone immediately upon account creation.
Get a physical Visa debit card delivered to your doorstep for in-store shopping and cash
withdrawals from ATMs anywhere in the world.

YOU’RE IN CONTROL
Order a new card, set spending limits, freeze or unfreeze your card, change your PIN,
enable or disable international transactions, online payments and contactless payments
- all from within your app.

SEAMLESS MONEY TRANSFERS
Make free, instant money transfers to any bank. Your mobile number serves as your
NayaPay account number, easy to remember and share with anyone to receive funds.

BILL PAYMENTS MADE EASY
Pay all your bills through the app. We’ll also send you reminders when your bill is due,
helping you avoid pesky late payment penalties.

GLOBAL REMITTANCES
Looking to receive money or freelance payments from abroad? Simply share your NayaPay
IBAN, and our global remittance partners will handle the rest. Your funds will be deposited
directly in your account.

ADD MONEY TO START SPENDING
Link your bank account to effortlessly add funds to your NayaPay app. Deposit cash at
partner banks or transfer money from any bank to NayaPay to load up your account and
get cracking.

TOP UP AND MORE
Whether it’s Prepaid or Postpaid, or handy bundles, we’ve got you covered. Find all your mobile
top-up needs in one place.

CHAT YOUR PAYMENTS AWAY
Add meaning to money transfers with payment notes. Chat with your friends, share
photos, send voice notes, and much more. When words fall short, use our fun stickers
to express yourself.

STAY ON TOP OF YOUR FINANCES
Track all your transactions with detailed, easy-to-understand transaction history.
Manage your finances with digital receipts, making record-keeping a breeze.

NEVER LOSE SIGHT OF YOUR MONEY
You know what’s come in and what’s gone out instantly. Receive instant push
notifications for every transaction - we’ll update you as soon as you send, receive and
spend money so you’re always in the know.

SPLIT BILLS, NOT FRIENDSHIPS
Avoid awkward conversations and make group spending easier than ever. Whether
you’re dining out or sharing expenses for a hangout, we’ll do the math and send Bill
Split requests to everyone to pay up.

YOU’RE SAFE WITH US
Enjoy secure transactions. NayaPay is PCI DSS and ISO 27001 certified. Each
transaction is protected by fingerprint/Face ID or MPIN verification, ensuring only you
can authorize payments.

NayaPay has been featured internationally by Forbes, TechCrunch, Nikkei Asia and
more.

For exciting updates, follow us on Instagram, Twitter, Facebook and LinkedIn.

We are here to help, 24/7. Reach out to us via in-app chat, email at
[email protected] or give us a call on +(9221) 111-222-729.